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Your fraud victim statement should give a short summary of your circumstances and ask creditors not to extend any existing lines of credit or open any new lines of credit without contacting you personally. To request a permanent (7-year) fraud victim alert and add a 'fraud victim statement' to your credit file, you must send a request in writing along with a copy of your police report to each of the credit reporting agencies. The credit agency that you call will forward your request to the other two credit agencies.

Place a temporary (90-day) ' fraud victim alert' on each of your credit reports by calling any one of the credit agencies listed below. For more information, see detailed instructions entitled “Placing a Security Freeze on Your Credit Report to Protect Yourself from Identity Theft” below.Ģ. There is NO COST to place or lift a security freeze. You must contact each of the credit reporting agencies individually online or by postal mail. Most businesses will not open credit card or loan accounts without checking your credit history. A security freeze prevents potential creditors and other third parties from accessing credit reports without your approval. P lace a security freeze on each of your credit reports (Equifax, Experian, and TransUnion) to stop fraudulent accounts from being opened by the identity thief. Whether you are a victim or not, you can take five important actions to protect your credit and your identity:ġ. Here's a checklist of immediate and next steps to take if you are a victim. File a police report with your local law enforcement agency and obtain a copy of the report. If you are a victim of identity theft, act quickly. Prosecuting Attorneys Training CoordinatorĬVAD Peer Reviewer Application for Competitive Grant Applications Inaccurate Locating: Iowa One Call Online Complaint Formĭistributors and Johnson & Johnson/Janssen Settlements Printable Application for Renewal of Campground RegistrationĮxcavation: Iowa One Call Online Complaint Form

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